There are two very important things that are missing from your life at the moment. One is a house of your own and the other one is the job. You do have anything in present and the bankers are not allowing you any kind of credit at the moment because of these two issues. This must have been the scenario at least two years back, because the situation has completely changed now. You can borrow loans from the banks without having a job or a home. Unemployed tenant loans are specially designed for driving you to lead a better future after the overcoming the current situation.
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The principal amount of the loan will be decided after taking into the consideration your present financial status and the future prospects of your professional career. The rate of interest varies from 7.7% to 18% for unemployed tenant loans. They are on the higher side because these are provided absolutely free of any kind of collateral. Because of the high risk of these loans the rate of interest are kept at the higher end.
The period of repayment is spread over a period of 2-10 years. There is also the option of repaying back the loan once you get a job in your hand. The banks does not do a through credit check before giving you these loans. There is also not much of a paper work to be done. The loan applications are processed 24 hours by the banks. As a borrower you should always go through the different loan quotes thoroughly in order to know the best deal and bargain with the banks at the time of borrowing the loan.
All you need to do is apply either online or by visiting the branch. The requirements for unemployed tenant loans are, you should be an adult, you should stay at your current residential address at least for at least 6 months or more and you should have a proper plan for the repayment of the loan in the future.
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