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A borrower also has the choice f choosing from either a secure or an unsecured flexible loan. A secured flexible loan calls for the placement of collateral. An unsecured loan does not call upon for the placement of any collateral. It is a risk free option for a borrower as the onus of the risk rests with the lender. These loans are also suitable to other types of borrowers with regular overpayments allowing a flexible loan to be paid off early without penalty. Defaulting on your loan payments may risk your collateral pledged, if you've pledged any.
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